An IC is a financial product that usually pays a fixed interest rate for a set period of time, known as term. The term can range from 6 months to 1 and half years. By depositing your money into an IC for a set term, you lock in your initial deposit principal and interest rate until your money matures.

An OUR MicroLending IC from $1,000 provides your savings with a fixed return, even during uncertain times. Investing in an OUR IC can give you peace of mind whether you are saving for tomorrow, next year project, tuition or retirement.