Our secured loan is an installment type of credit to help people build or reestablish their credit. This cash secured loan is extended when a borrower uses their liquid capital to guarantee the loan.
As a socially responsible institution and following our mission, we present this product to help the community and assist those affected by the economic crisis.
- Opportunity to build or reestablish your credit history.
- Increase your credit score within a year.
- If you need a quick infusion of cash, but have some savings, this is a great program. Instead of taking high-interest unsecured loans, you can use the cash reserves to secure short-term, cash-secured loans for quick capital.
OUR Secured Loan
- From $1,500 – $ 5,000.
- 6 – 12 months terms.
- No credit history required.
- No prepayment penalties.
- Personalized service.
- 18 or older
- Two forms of picture ID. (e.g. Driver’s License & Passport)
- Proof of income e.g..: (copies of last two paystubs, or last three (3) personal bank statements)
- Most recent utility bill. (e.g. electric, phone, water, etc…).
- Two personal references.
- Certified Check from Banking Institution or Money Order.