Our Secured Loan

Our secured loan is an installment type of credit to help people build or reestablish their credit. This cash secured loan is extended when a borrower uses their liquid capital to guarantee the loan.

As a socially responsible institution and following our mission, we present this product to help the community and assist those affected by the economic crisis.

Advantages

  • Opportunity to build or reestablish your credit history.
  • Increase your credit score within a year.
  • If you need a quick infusion of cash, but have some savings, this is a great program. Instead of taking high-interest unsecured loans, you can use the cash reserves to secure short-term, cash-secured loans for quick capital.

OUR Secured Loan

  • From $1,500 – $ 5,000.
  • 6 – 12 months terms.
  • No credit history required.
  • No prepayment penalties.
  • Personalized service.

Requirements

  • 18 or older
  • Two forms of picture ID. (e.g. Driver’s License & Passport)
  • Proof of income e.g..: (copies of last two paystubs, or last three (3) personal bank statements)
  • Most recent utility bill. (e.g. electric, phone, water, etc…).
  • Two personal references.

Collateral

  • Certified Check from Banking Institution or Money Order.