We Understand your Investment Goals

With OUR MicroLending LLC you can define your own investment conditions: *

  • Your amount: from $1,000
  • Your Term and Rate: up to 18 months and over 9%
  • Your interest payments: Quarterly, Semi-annually or at maturity

OUR Investment Certificates are issued as you require, from the minimum amount of $1,000 with terms from 6 to 18 months and the interest can be paid quarterly, semi-annually or at maturity.

The Certificates are not equity securities but are unsecured debt securities.  The Certificates are not savings accounts or deposits and not insured by the Federal Deposit Insurance Corporation or any other government agency.

Invest With Us And Earn Over 9%
OUR Interest Rates
    Term Annual Interest Rates***
    6 months 6.73%
    9 months 7.23%
    12 months 8.81%
    15 months 9.31%
    18 months 10.06%
Your Investment will Make A DifferenceLearn How

Investment Calculator

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(Must be a minimum of $1,000):

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(6 - 18 Months):

OUR MicroLending is a specialized institution, dedicated to serve the financial needs of microentrepreneurs. Our loans allow our clients to improve and expand their businesses, develop a steady income, create jobs in their communities and provide surplus for their families.

We are helping microentrepreneurs with an effective and efficient service that supports and promotes their economic and social development.

We are driven by the belief that a good and successful business model can be built upon socially-responsible lending. We are financing economic activities with a positive social impact that would not otherwise have access to traditional sources of financing.

Learn More about Our Social Impact

This announcement is neither an offer to sell nor a solicitation of an offer to buy any securities in any jurisdiction in which an offer or sale of the securities is not permitted. The Certificates have only been qualified for sale to residents in the following states: New Jersey, Washington DC, New York, Colorado, Georgia and Illinois. The Certificates are not being offered or sold to residents in any other states.
The Certificates may also be offered and sold to persons who are not U.S. Residents.
This offering is made only by the way of the Offering Circular. If you have any questions or concerns, please contact OUR MicroLending, LLC at 305-854-8113 or email investing@ourmicrolending.com

Final Offering Circular December 29 2014

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OUR Investment Certificates (IC)*

We filed a Regulation A* that has beenqualified by SEC, that allows us to sell Investment Certificate (IC) to fund our loans.

An IC is a financial product that usually pays a fixed interest rate for a set period of time, known as term. The term can range from 6 months to 1 and half years. By depositing your money into an IC for a set term, you lock in your initial deposit principal and interest rate until your money matures

An OUR MicroLending IC from $1,000 provides your savings with a fixed return, even during uncertain times. Investing in an OUR IC can give you peace of mind whether you are saving for tomorrow, next year project, tuition or retirement.

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