How do I start my investment?

To start an investment you can read the offering circular on our web site and fill out the registry form to receive all the instructions and documents, or you can contact us directly at 305-854-8113

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What is an offering circular?

An abbreviated prospectus for a new security listing. Delivered to individuals and brokerage houses, these documents are issued to arouse interest in the new issue.

An offering circular allows investors to access information regarding a new issue. It provides them with the important highlights without having them actually read the long-form prospectus.

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What is the Securities and Exchange Commission (SEC)?

Securities and Exchange Commission (frequently abbreviated SEC) is a federal agency which holds primary responsibility for enforcing the federal securities laws and regulating the securities industry, the nation’s stock and options exchanges, and other electronic securities markets in the United States.

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What is an OUR Investment Certificate?

An OUR certificate is the name OUR MicroLending gives to the paper that certifies the purchase of the investment, it reflect the amount, term, type of interest payable and the name of the investor.

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How is social Investment different from Traditional Investment?

In traditional investing, investors weigh investment decisions by looking at two factors, risk and financial return.

Each investor has a certain comfort level across the risk-return spectrum, and he or she does their investing within that band of the spectrum. An investor might be comfortable giving up some of their return if an investment is safer. On the other hand, the same investor might be willing to take a little more risk with an investment if it translates into a higher return.

In social investing, a third factor is thrown into consideration — social impact—. Social impact means that the enterprise supported by the investment yields some benefit to society beyond the income it generates for investors.

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