And The Winner Is….

We are glad to announce the first ,1st prize winner of our REFER YOUR FRIENDS AND SAIL program. After 3 months and a very tight race, we have finally reach a decision . Mr. Miguel Peralta has win a $750 Carnival Gift Card; with 5 great new referrals that translate in more than $53,000.00 in disburs

OUR MicroLending Awarded for the Second Time by the CDFI Fund

“It is a pleasure to inform you that the U.S. Department of the Treasury’s Community Development Financial Institutions Fund (CDFI Fund) selected your organization for an award through the FY 2015 CDFI Program”. That is how the CDFI Fund announced to OUR MicroLending they are, for the seco

Difference Between Small Business Loans & Microbusiness Loans

Have you ever taken a moment to review the Small Business Size Standards provided by the U.S. Small Business Administration (SBA)? You’ll find that the standards are a little different depending on the business’ industry, but that’s not the most surprising thing you’ll discover. If you’re

The Importance of Technical Assistance for Microentrepreneurs

The Importance of Technical Assistance for Microentrepreneurs

Okay, so you’ve been approved for a microloan and you’re ready to improve your business, but really, you’re not exactly sure what else is required. Don’t worry, you’re not alone. Many microentrepreneurs feel this way, and in many cases, they express that they don’t have the resources ava

How Micro Loans Can Help Your Small Business Grow

If you’ve put been putting the growth of your business on the back burner because you don’t have the funds to carry it out, then you should consider a microloan. A microloan is a small loan that is given to small businesses to help them grow. They can range anywhere from $500 to $50,000, but&hel

Developing New Jobs Through Microfinance

Microfinance helps create jobs in your community. How does it do it? By giving people in the community access to the funds they need to start or grow their small businesses. These funds are provided by investors who have a vested interest in helping their communities prosper by giving loans to busin

7 Things Confident Entrepreneurs Never Do

By Sujan Patel If you want to be a successful entrepreneur, you have to bleed confidence. Starting something on your own takes tenacity, faith and determination to make it work. To have a business that makes it past the first 18 months, these qualities of poor leaders are certainly going to be on yo

Happy Birthday OUR

Today is our 7th anniversary and we are proud to say that it has been awesome. Together with our micro finance family and friends, we have achieved a great success, and helped more than 400 micro entrepreneurs . We would like to take this opportunity to thanks all the people that has been involved i

The Worst States for Minority Business Owners

By Patrick Clark Not all states are created equal when it comes to providing opportunity to minority entrepreneurs. In Florida, there’s one minority-owned business for every 11 minority residents, the highest rate of minority entrepreneurship in the country. Iowa’s ratio, at one business for eve

Does the Name of Your Company Matter?

By Ilya Pozin It was their family names that doomed the young lovers in Shakespeare’s Romeo and Juliet. Yet could the name you choose for your business create a company star-crossed with success? As human beings, we evaluate information quickly and make judgements in a snap. In fact, Harvard rese