Financial Solutions for today’s Entrepreneurs.
Tailor made Business Loans and Investment.
Established in 2007, OUR is a CDFI (Community Development Financial Institution) certified by the US Department of the Treasury’s CDFI FUND, and dedicated exclusively to serve the needs of small businesses and entrepreneurs through microloans services in its target market: Miami-Dade, Broward and Palm Beach counties.
OUR have been authorized four times by the SEC to issue debt through Investment Certificates, and, since January 2015 is one of the loans administrators for the MICROFINANCE LOAN PROGRAM of the Florida State.
At OUR, we have made more than 2.200 business loans, with a total amount disbursed higher than $22 million, and a total portfolio bigger than $6.5 million as of today.
All our loans are done through visit processes in which a Microfinance Specialist goes to the client’s business and helps them gather the necessary information and requirements, including the completion of all the necessary forms to be submitted for approval on the credit committee. Our clients won’t spend time filling complicated paperwork or waiting to be helped in an office, all the tedious work is done by our Microfinance Specialists for them.
What we do:
How to apply for a loan:Read More
MicrocreditAmount: from $3.000 up to $ 50.000
Term: Up to 24 months
Interest: from 13,25% up to 18%
OUR PromiseNo FICO driven
48 hours approval.
72 hours disbursement.
Investment CertificatesQualified by the US Securities and Exchange Commission (SEC)
Minimum amount of $1,000.00
Maturity between 6 and 24 months, investors choice
Interest rates from 6.29% up to 10.61%
"It is a pleasure to inform you that the U.S. Department of the Treasury’s Community Development Financial Institutions Fund (CDFI Fund) selected your organization for an award through the FY 2015 CDFI Program”. That is how the CDFI Fund announced to OUR MicroLending they are, for the second...
Have you ever taken a moment to review the Small Business Size Standards provided by the U.S. Small Business Administration (SBA)? You’ll find that the standards are a little different depending on the business’ industry, but that’s not the most surprising thing you’ll discover. If you’re...
We are glad to announce the first ,1st prize winner of our REFER YOUR FRIENDS AND SAIL program. After 3 months and a very tight race, we have finally reach a decision . Mr. Miguel Peralta has win a $750 Carnival Gift Card; with 5 great new referrals that translate in more than $53,000.00 in...